No Deposit Loans/Buying with a Guarantor

Lenders no longer offer 100% mortgages. The only way to get a 100% mortgage is to buy with a guarantor.

This is a great option if your mum, dad or sibling would like to assist you to get on the property ladder. The guarantor would need to own a home with sufficient equity in it to guarantee your purchase. There is no cash outlay required by the guarantor, the bank will however take security over the guarantors property as well as the property you are purchasing.

When you purchase with a guarantor you can borrow 100% of the purchase price + additional funds for costs. This can be a great option for those buying second time around who do not receive any stamp duty concessions or grants.

Dreaming of owning your first home but struggling to save for a deposit? Lime Mortgage Brokers Perth offers innovative solutions like no deposit loans and guarantor-assisted buying to help you step into the property market sooner. With a guarantor loan, a trusted family member can use the equity in their property to secure your loan, allowing you to bypass the traditional deposit requirement. This not only accelerates your journey to homeownership but can also save you thousands on lenders’ mortgage insurance (LMI).

At Lime Mortgage Brokers, we specialize in guiding you through the process, connecting you with lenders who understand your unique circumstances. Our experienced team ensures a smooth, stress-free experience, helping you make informed decisions every step of the way. Ready to turn your homeownership dreams into reality? Reach out to Lime Mortgage Brokers Perth today and explore the options that work best for you!

Lime Mortgage Broker Reviews

      EXCELLENT  
   Based on 67 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Anabelle Williams 
 
 
 
 Trustindex verifies that the original source of the review is Google. Can’t thank Shawn and his team enough for helping us with our first mortgage 4 years ago and refinancing just recently! We really appreciate that he goes above and beyond to assist and his quick service turnaround time.  He is always so helpful and friendly when answering my many questions. He applies his strong expertise in a professional and effective way for you to understand. Can’t recommend him enough..Best in the biz!
  
 
      Posted on Google  
   
   Carmela Verzini 
 
 
 
 Trustindex verifies that the original source of the review is Google. Our experience with Lime Mortgage brokers has been absolutely fantastic, they have been so helpful with their assistance, advice and support. Thankyou Shawn for all your time, phone calls and always making sure that we receive the best opportunity to accomodate our needs, Lydia has also been so amazing with all the updates and explaining situations when we were unsure about something. I will always highly recommend Lime Mortgage Brokers to anyone in need, because we know that we can always rely on wonderful and caring support and advice. Thankyou Shawn, Thankyou Lydia, Best Wishes always Enzo and Carmela Verzini
  
 
      Posted on Google  
   
   Dean Innes 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shawn was amazing when helping me find finance for my property. This was my first time dealing with banks and Shawn was always available to help. The team at Lime Mortgage Brokers were attentative, efficient and proffesional. Couldn't ask for much more! Highly recommend.
  
 
      Posted on Google  
   
   Ella Schooling 
 
 
 
 Trustindex verifies that the original source of the review is Google. Made the impossible ' possible for me and my family . Amazing team and so easy to deal with .  Thankyou shawn
  
 
      Posted on Google  
   
   andrew ward 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shawn and Lydia from Lime Mortgage Brokers made the whole process easy from start to finish. They were proactive, knowledgeable, and really took the time to understand what we needed. Communication was excellent, and we felt supported every step of the way. We’re extremely happy with the outcome and wouldn’t hesitate to use them again or recommend them to others. Thanks again Andrew & Talie
  
 
      Posted on Google  
   
   Savanna Oats 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service, quick to respond and Shawn and Lydia are very genuine -  I felt that they had my best interests in mind when helping me refinance.
  
 
      Posted on Google  
   
   sean kirsten 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shaun was very easy to deal with answered all questions and couldn’t be happier with the results highly recommend.
  
 
      Posted on Google  
   
   Isabelle Wheeler 
 
 
 
 Trustindex verifies that the original source of the review is Google. Lydia and Shawn were very helpful and approachable throughout the process of us refinancing. We were very happy with their service and would recommend their services to anyone seeking assistance in this financial field. Thanks Lydia and Shawn!
  
 
      Posted on Google  
   
   MG 
 
 
 
 Trustindex verifies that the original source of the review is Google. If you're looking for a mortgage broker in Perth, then I would strongly recommend Lime - Shawn and team go above and beyond the usual service to find an optimal solution.
  
 
      Posted on Google  
   
   Amy Collins 
 
 
 
 Trustindex verifies that the original source of the review is Google. I've been using Shawn for 15 years during my multiple house moving! Very patient, helpful and knowledgeable to ensure we find the best outcome. Highly recommend him!

Earn as much as $250 in vouchers of your choice when you refer a friend to Lime Mortgage Brokers