Commercial Property Loans

We Are  Your Trusted Commercial & Asset Finance Brokers in Perth

Pre-Approvals

We help you with your pre-approvals before applying for your personal loan

Application

We are with you every step of the way including your applications to our lending partners

Settlements

When it's time to settle your personal loan, we are here to help you

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Commercial Property Loans

Why Choose us for Your Commercial Property Loans?

  • Expert Advice: Our experienced brokers understand the intricacies of commercial property finance and can tailor loan solutions to suit your specific business needs.

  • Competitive Rates: We have access to a wide range of lenders, allowing us to negotiate the best possible interest rates for your commercial property loan.

  • Streamlined Process: We’ll guide you through the entire application process, from pre-approval to settlement, ensuring a smooth and efficient experience.

  • Personalized Service: We’re committed to providing personalized service and support throughout the entire loan process, ensuring your unique needs are met.

Common uses for Commercial Property Loans

  • Property Purchase: Acquire commercial properties such as retail outlets, offices, or industrial buildings.
  • Property Development: Fund construction, renovation, or redevelopment projects.
  • Business Expansion: Finance business expansion, including new locations, equipment, or inventory.
  • Refinancing: Consolidate existing commercial debt or access equity for other business purposes.
  • Working Capital: Cover day-to-day operational costs, such as payroll, inventory, and utilities.

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How to Apply for a Commercial Loan

  • Contact Us: Reach out to Lime Mortgage Brokers to discuss your specific commercial property needs.
  • 2. Document Preparation: Gather the necessary financial documents, including business plans, financial statements, and property valuations.
  • Loan Application: Complete and submit the loan application form, providing details about the property, the proposed use of funds, and your repayment capacity.
  • Loan Approval: Our experienced brokers will work with lenders to assess your application and secure the best possible terms.
  • Loan Disbursement: Once approved, the loan funds will be disbursed to your account to facilitate the purchase or development of your commercial property.

 

Let Lime Mortgage Brokers help you secure the financing you need to achieve your commercial property goals.

FAQs

What is a Commercial Property Loan?

A commercial property loan is a financial product designed to help businesses acquire, develop, or refinance commercial properties like offices, retail spaces, industrial buildings, or investment properties.

Businesses, investors, and property developers with a strong financial track record and sufficient collateral are typically eligible for a commercial property loan.

To apply for a commercial property loan, you’ll typically need to provide financial statements, business plans, property valuations, and proof of income.

Factors like your credit history, the property’s value and location, the loan-to-value ratio, and current market interest rates can influence the interest rate on your commercial property loan.

We offer a range of commercial property loans, including acquisition loans, development loans, and refinancing loans.

The approval time can vary depending on several factors, including the complexity of the application and the lender’s processing times.

Yes, you can often use a commercial property loan to purchase land for future development. However, the specific terms and conditions will vary depending on the lender and the project.

The loan-to-value (LTV) ratio for commercial property loans is typically lower than for residential loans. Lenders usually require a higher down payment or equity contribution.

To improve your chances of approval, you need a strong credit history, a solid business plan, and sufficient cash flow to meet loan repayments. You may also want to consider securing additional collateral to strengthen your application.

The tax implications of owning a commercial property can be complex and vary depending on your specific circumstances. It’s advisable to consult with a tax advisor to understand the tax implications of your investment.

A commercial property loan can provide the necessary funds to expand your business operations, acquire new properties, or renovate existing ones. By investing in your business, you can increase revenue, improve efficiency, and enhance your overall profitability.

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