If you started your loan on an introductory or fixed rate several years ago you are likely on a high rate at present. Many people save thousands of dollars by ensuring their rate is competative.
Checking if your rate is competative is easy - simply give your bank a call and ask them what your current home loan rate is. You can then give us a call and we can tell you if you are on a competative rate and if we can help you save. Its worth taking a small amount of time to check this as it could literally save you thousands if not tens of thousands.
You may also consider changing your rate from a variable to a fixe rate, depending on the market. Remember that the cheapest rate is not always the cheapest loan, you need to consider fees and loan flexability too. Your Lime Mortgage Broker can help you evaluate your options to assist you to make an informed decision.